Welcome to Star Health Insurance, India's first exclusive Health insurance company.THE Health INSURANCE SPECIALISTWelcome to Star Health Insurance, India's first exclusive Health insurance company, Promoting Health, Protecting Health. 24 hour helpline. Cashless hospitalization facility, Large Hospital Network of more than 4600 Hospitals, Free general physician advice. Unlimited free out patient consultation for a small premium. No medical examination up to 50 years.Medi Classic - Star Health - Individual Health Insurance policy that aims to provide reimbursement of hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries.Diabetes - Star Health and Allied Insurance presents a policy that helps those affected by Diabetes Mellitus Type II and offers insurance protection for treating most commonly occurring complications.Family Health Optima - A Super Saver Policy - Single Sum Insured, Coverage for entire family, Single Premium, Considerable saving in premium as the family is covered under one policy.Senior Citizen Red Carpet - Star Health is proud to introduce India's first Health insurance policy aimed specifically at senior citizens.It provides cover for anyone over the age of 60 and permits entry right up to the age of 69 with continuing cover after that. No pre-insurance medical test required .Star Health Super Surplus - Wide coverage option of Rs. 7 lakh and Rs. 10 lakh Star Gain Insurance - Flat amount of Rs 14,725 only irrespective of the sum insured or age of the persons or number of persons covered.Star Criticare Plus - This policy offers cover to the Insured Person under two sections. Both regular hospitalization benefits and Major Diseases benefits are available under one policy. [100% Lump Sum Payment for Critical illness in additional to Hospitalization exp, First Diagnosis of Cancer, Chronic Kidney Disease, Hepatoma, Brain Tumour, Undergoing first time - Major Organ Transplant, Occurrence for the first time of the Cerebro-Vascular Stroke causing Hemiplegia, Acute Myocardial Infarction resulting in Left Ventricular Ejection Fraction of < 25%, irreversible Coma, irreversible Paraplegia, irreversible Quadriplegia]Personal Accident - Star Health Accident Care Insurance provides compensation in the event of death up to 1 crore.Policy Exclusions * Expenses for the treatment of any illness/disease/condition, which is pre-existin. * Treatment of illness/disease/sickness contracted by the insured person during the first 30 days from the commencement date of this policy. * First Two Years Exclusions: Cataract, Hysterectomy for Menorrhagia or Fibromyoma, Replacement surgery for knee and/or joint(other than caused by an accident),Prolapse of intervertibral disc (other than caused by accident), Varicose Veins and Varicose Ulcers. * First Year Exclusions: Benign Prostate Hypertrophy, Hernia, Hydrocele, Fistula in anus, Piles, Sinusitis and related disorders, Congenital internal disease/defect, removal of gallstones and renal stone. * Naturopathy treatment. * Expenses which are purely diagnostic in nature with no positive existence of any disease. * Treatment of Congruential external disease/defects/anomalies. * Expenses which are mainly cosmetic in nature.
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